GrowMore Business Solutions
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Loans

Smart Funding for
Every Need

From Business Loans to Home Loans, Education to Machinery — GrowMore matches your exact needs with the right product and handles the entire application process for you.

₹100Cr+

Loans Facilitated

400+

Clients Funded

24 hrs

Avg. Approval

85%

Satisfaction Rate

6 Loan Products

Explore All Loan Products

Find the loan best suited for your profile, purpose, and financial needs.

BIZ
BIZ · Most Popular

Business Loan

Fuel Your Business Growth

Fuel your business growth with smart financing tailored to your ambitions. Expand, invest, and succeed with hassle-free business loan solutions.

₹1L – ₹50L+

Loan Amount

Competitive

Interest Rate

3–7 Days

Processing

Key Features

  • Loan from ₹1 Lakh to ₹50 Lakhs+
  • Fast approval & quick disbursement
  • Competitive interest rates
  • Minimal documentation
  • Flexible EMI & repayment options
  • Available for new & existing businesses

Eligibility

  • New or existing business
  • Valid GST / Udyam registration
  • Bank statements 6–12 months
  • ITR / income proof

Loan Usage

Business expansionWorking capitalMachinery & equipmentStock & inventoryShop/office renovationCash flow management

Documents Required

  • Aadhaar Card & PAN Card
  • Business Proof (GST / Shop Act / Udyam)
  • Bank Statement (6–12 months)
  • ITR / Income Proof
  • Passport-size Photo
PL
PL · Fastest

Salaried Personal Loan

Quick Funds for Every Need

Dreams can't wait — get instant personal loans with fast approval and minimal paperwork. From emergencies to celebrations, we finance every moment that matters.

₹50K – ₹40L+

Loan Amount

10%–24% p.a.

Interest Rate

24–72 Hours

Processing

Key Features

  • No collateral or security required
  • Loan: ₹50,000 to ₹40+ Lakhs
  • Tenure: 12 to 72 months
  • Processing: 24–72 hours
  • Flexible usage — any purpose
  • Minimal paperwork

Advantages

No collateral neededQuick approvalFlexible usageMinimal paperwork

Eligibility

  • Must be a salaried employee
  • Age: 21 to 60 years
  • Min. salary: ₹15,000–₹25,000/month
  • Min. 6 months in current job
  • Good credit score (750+) preferred

Loan Usage

Medical emergencyTravel & vacationWedding expensesHome renovationEducation feesAny personal need

Documents Required

  • PAN Card
  • Aadhaar / Voter ID / Passport
  • Passport-size photograph
  • Last 3–6 months salary slips
  • Last 3–6 months bank statements
  • Offer letter / Employment ID
  • Form 16 / ITR (optional)
HL
HL · Lowest Rate

Home Loan

Own Your Dream Home

Turn your dream home into reality with easy and affordable home loans. Low interest rates, quick processing, and trusted support at every step.

₹5L – ₹10Cr+

Loan Amount

7.25%–10.50%

Interest Rate

7–15 Days

Processing

Key Features

  • Loan ₹5 Lakhs to ₹10+ Crore
  • Interest: 7.25%–10.50% approx
  • Tenure up to 30 years
  • Purchase, Construction, BT & Top-Up
  • LTV up to 90% of property value
  • Salaried & self-employed eligible

Loan Types

Purchase Loan Construction Loan Balance Transfer (BT) Top-Up Loan

LTV up to 90% for smaller loans

Eligibility

  • Salaried: Age 21–60, CIBIL 700+
  • Self-Employed: Age 21–65, 2–3 yrs vintage
  • Salaried: Min ₹20,000–₹25,000/month
  • Self-Employed: Min ₹2.5L p.a. (ITR)
  • Stable income & clean credit history

Loan Usage

Purchase of residential propertyHouse constructionBalance Transfer (BT)Top-Up on existing loan

Documents Required

  • PAN Card & Aadhaar Card
  • Salary slips / ITR (2–3 yrs for SE)
  • Bank Statements (6–12 months)
  • Form 16 / Business Proof
  • Employment proof / Balance Sheet (SE)
  • Property: Sale Agreement, Title Clear, Approved Plan
  • Property: NA/NOC from builder/society, Payment Receipt
LAP
LAP · High Amount

Loan Against Property

Unlock Your Property's Value

Unlock the value of your property with flexible mortgage loan options. Get high-value funding for personal or business needs with simple documentation.

50%–75% of Value

Loan Amount

8%–12% p.a.

Interest Rate

7–14 Days

Processing

Key Features

  • 50%–75% of property market value
  • Lower interest than personal loans
  • Tenure up to 15–20 years
  • Secured — continue using your property
  • Multipurpose — business, personal, edu
  • Salaried & self-employed eligible

Advantages

Lower interest vs. unsecured loansHigher loan amountLonger repayment tenureContinue using your propertyMultipurpose use

Eligibility

  • Salaried: Age 21–65, CIBIL 650+
  • Self-Employed: Stable income 2–3 years
  • Clean credit history
  • Income proof: salary slips or ITR
  • Must own property being mortgaged

Loan Usage

Business expansion / working capitalEducation feesMedical emergencyDebt consolidationHome renovationAny personal need

Documents Required

  • Identity Proof: Aadhaar & PAN
  • Address Proof
  • Income Proof: Salary slips / ITR
  • Bank Statements (6–12 months)
  • Property Documents: Title Deed, Agreement
EDU
EDU · Study Abroad

Education Loan

Invest in Your Future

Invest in your future with education loans designed for bright dreams. From tuition fees to overseas studies, we support every step of your journey.

Up to ₹50L+

Loan Amount

8%–14% p.a.

Interest Rate

7–15 Days

Processing

Key Features

  • India: up to ₹10–15 Lakhs
  • Abroad: up to ₹20–50 Lakhs+
  • No collateral up to ₹7.5 Lakhs
  • Moratorium: course + 6–12 months
  • EMI starts after course completion
  • Lower rates for IIT, IIM & Tier-1 institutes

Collateral

Up to ₹7.5 LakhNot Required
Above ₹7.5 LakhRequired

Eligibility

  • Indian citizen aged 16–35 years
  • Confirmed admission to recognised course
  • Good academic record
  • Parent/guardian as co-applicant (mandatory)
  • Co-applicant must have stable income

Loan Usage

Tuition feesHostel & living expensesBooks, laptop & equipmentTravel for overseas studiesGraduation / Post-graduationMBA, Engineering, Medical & more

Documents Required

  • Student: Admission letter
  • Student: Academic records & entrance scores
  • Student: Aadhaar & PAN Card
  • Co-applicant: Salary slips / ITR
  • Co-applicant: Bank statements & ID proof
  • Collateral (if loan > ₹7.5L): Property/FD/LIC

Repayment Terms

  • Moratorium: Course duration + 6–12 months
  • Tenure: Up to 15 years
  • EMI starts after course completion
  • Prepayment allowed without penalty (most banks)
MCH
MCH · MSME Friendly

Machinery Loan

Power Your Production Line

Upgrade your business with powerful machinery financing solutions. Easy funding for new equipment to boost productivity and growth.

₹1L – ₹5Cr+

Loan Amount

8%–18% p.a.

Interest Rate

5–10 Days

Processing

Key Features

  • Loan from ₹1 Lakh to ₹5 Crore+
  • Secured & unsecured options available
  • Machinery itself can serve as collateral
  • Interest from 8%–18% p.a.
  • Tenure up to 7–10 years
  • Available for MSMEs, manufacturers & contractors

Loan Type

Secured (Machinery as Collateral) Unsecured (No Collateral)

Margin: 10%–25% of machinery cost (margin contribution required)

Eligibility

  • Proprietorship / Partnership / Pvt Ltd / LLP
  • Business vintage: min 1–3 years
  • Age: 21 to 65 years
  • CIBIL score 650+ preferred
  • Min turnover ₹10L–₹25L (small) / ₹50L+ (large loan)
  • Consistent revenue & positive cash flow

Loan Usage

Industrial machinesManufacturing equipmentConstruction machineryTools & plant equipmentBusiness expansionCapacity enhancement

Documents Required

  • Aadhaar Card & PAN Card
  • Business Proof (GST / Udyam / Shop Act)
  • ITR (last 2–3 years)
  • Balance Sheet & P&L Statement
  • Bank Statements (6–12 months)
  • Machinery Quotation / Invoice

Loan Tenure

  • Minimum: 1 year
  • Maximum: 7–10 years
  • Typical: 3–5 years
How It Works

Your Loan in 5 Simple Steps

We take the complexity out of loan applications — you focus on your business, we handle the rest.

01

Free Consultation

Experts assess your needs and shortlist the best loan for you.

02

Document Check

We review and fix documentation gaps before submission.

03

Application Filing

We prepare and file with the lender on your behalf.

04

Track & Follow Up

We track, respond to queries, and keep you updated.

05

Loan Disbursal

We ensure timely disbursal and guide on repayment.

Our Banking Partners

Collaborated Banks & NBFCs

We work with India's leading banks and financial institutions to get you the best loan deals.

HDFC Bank

HDFC Bank

Axis Bank

Axis Bank

ICICI Bank

ICICI Bank

Kotak Mahindra Bank

Kotak Mahindra Bank

Yes Bank

Yes Bank

IDFC First Bank

IDFC First Bank

IndusInd Bank

IndusInd Bank

Bandhan Bank

Bandhan Bank

Aditya Birla

Aditya Birla

Bajaj Finserv

Bajaj Finserv

Chola

Chola

JIO

JIO

Piramal Finance

Piramal Finance

Shreeram Finance

Shreeram Finance

SMFG

SMFG

Tata Finance

Tata Finance

+ many more regional banks, co-operative banks & microfinance institutions

FAQs

Common Loan Questions

Free Eligibility Check

Not Sure Which Loan
Suits You Best?

Our loan experts will evaluate your profile and recommend the best product with the highest approval chance — completely free.

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2,000+ businesses funded

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