Government of India Scheme

Mudra Loan
Micro Loans for Micro Businesses

Micro Units Development and Refinance Agency (MUDRA)

MUDRA loans under the Pradhan Mantri MUDRA Yojana (PMMY) provide collateral-free loans to micro and small businesses across manufacturing, trading, and service sectors in three progressive tiers.

₹10 Lakh

Maximum (Tarun tier)

7–15

Days to Disburse

No Collateral

Required

8–12%

Interest Rate Range

Eligibility & Documents

Are You Eligible?

Check your eligibility and prepare documents — we handle the rest.

Quick Check

Am I Eligible?

Tap each criterion to check — how many apply to you?

Not sure about all criteria? Book a free consultation — we'll do a complete eligibility assessment for you.

Checklist

Documents Needed

We help you prepare and verify every document before submission.

Aadhaar Card and PAN Card
Bank statements (6–12 months)
Business registration proof (if existing)
MSME / Udyam Registration
Quotation for machinery / equipment (for equipment loans)
Identity and address proof
Photographs (passport size)
Caste certificate (if applying under special category)

Missing any documents? We assist with obtaining and attesting all required paperwork.

Application Process

Step-by-Step Process

We manage the entire application — you just review and approve.

01

Choose Your Tier

Identify Shishu, Kishor, or Tarun based on your funding requirement and business stage.

02

Prepare Business Details

We help you prepare a concise business plan, cost estimates, and required documents.

03

Apply at Lender

We identify the right bank or NBFC and submit your application with all documents.

04

Approval & Disbursal

Lender appraises and disburses the loan within 7–15 days for eligible applicants.

FAQs

Got Questions?

We've answered the most common questions about Mudra Loan. Need more clarity? Call us.

Still Have Questions?

Our experts can answer all your queries in a free 30-min call.

Book Free Call +91 76007 64809
Govt. Recognized
Free

Shishu covers up to ₹50,000 for very small businesses. Kishor covers ₹50K–₹5L for businesses needing moderate funding. Tarun covers ₹5L–₹10L for growing enterprises. Each has different documentation requirements.

Mudra Loan

Get Up to ₹10 Lakh for Your Business

Collateral Free | Low Interest · 7–15 days · 90%+ Success Rate

Govt. Recognized
Free Consultation
7–15 days
R
P
D
S
A
90%+ approval rate
4.9/5 rating
Avg. turnaround: 7–15 days

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