PMEGP
Start a New Business with Government Subsidy
Prime Minister's Employment Generation Programme
PMEGP is a credit-linked subsidy scheme administered by KVIC to generate employment through the establishment of micro-enterprises in the non-farm sector. Get collateral-free loans up to ₹50 Lakh with 15–35% government subsidy.
7 Lakh+
Beneficiaries Nationwide
₹50L
Max Loan Amount
35%
Max Subsidy (Rural SC/ST/Women)
45–60
Days to Disburse
Up to ₹50 Lakh
Manufacturing Sector
Up to ₹20 Lakh
Service Sector
Up to ₹10 Lakh
Collateral-free
5–10% of project cost
Margin Money
Scroll down for eligibility & documents
Category-wise Subsidy Rates
Higher subsidy for rural entrepreneurs to bridge urban-rural gap
General Category – Urban
General Category – Rural
SC / ST / OBC / Minorities / Women
Ex-Servicemen / PH / NER / Hill & Border Areas
* Subsidy % of project cost. Maximum project cost limits apply per category.
Are You Eligible?
Check your eligibility and prepare documents — we handle the rest.
Am I Eligible?
Tap each criterion to check — how many apply to you?
Not sure about all criteria? Book a free consultation — we'll do a complete eligibility assessment for you.
Documents Needed
We help you prepare and verify every document before submission.
Missing any documents? We assist with obtaining and attesting all required paperwork.
Step-by-Step Process
We manage the entire application — you just review and approve.
Online Registration
Register on the KVIC/PMEGP portal with your Aadhaar-linked mobile number.
Project Report Submission
We prepare a comprehensive DPR with cost estimates, projections, and business plan.
Bank Processing
The application goes to the bank. We follow up with the bank and district KVIC office.
Margin Money & Subsidy
Pay your margin money (5–10%). Loan is disbursed and subsidy is credited to your account.
Got Questions?
We've answered the most common questions about PMEGP. Need more clarity? Call us.
Still Have Questions?
Our experts can answer all your queries in a free 30-min call.
No. PMEGP is only for setting up new micro-enterprises. Existing businesses are not eligible. However, you can apply under CGTMSE for expansion funding.
Get Up to ₹50 Lakh for Your Business
15–35% Subsidy · 45–60 days · 90%+ Success Rate